Investor Profile Test
[ Home ] [ Superior Service ] [ Complete 401(k) Info ] [ Investor Profile Test ] [ Real Interesting Info ] [ Request A Proposal ] [ About Us ] [ Contact Us ]

PAI - Pension Services, Inc.
106 Allamanda Dr. • Lakeland, FL 33803 • Tel: (863) 284-5000 • Fax: (863) 687-6433

Toll Free Number (877) 284-5006

 

Are you Conservative, Moderate, or Aggressive?

 
Once you have decided to participate in our 401(k) plan, it is very important to develop an investment strategy that will best suit your retirement needs. The following questions will assist you in determining if you fall into a conservative, moderate, or aggressive investor category. Respond to each question in accordance to scale below from 1 to 5 indicating whether you agree or disagree. Click on your choice.

Please select your age group:

 
1=Strongly Disagree 2=Moderately Disagree 3=Neutral 4=Moderately Agree 5=Strongly Agree

 
1 2 3 4 5
1. I would not change my investments in my retirement savings account if the value of an investment declined by 10%
2. I am willing to accept investment losses in my retirement savings account in return for potential future gains.
3. As a rule, I would not use the most conservative investments available.
4. I do not consider myself a conservative investor.
5. I am willing to invest a small part of my retirement savings in bonds or money market investments as long as most of my investments are in stock funds.
6. I prefer using stock funds even though bond funds usually are safer in the short term.
7. I prefer using less conservative investments in my retirement plan that have historically produced higher returns over time.
8. If I have many years until retirement, stock funds are better investments for retirement plans than bonds or money markets.
9. I am an aggressive investor and seek the highest potential investment return in my retirement savings plan.
10. The long-term growth potential of my investments is more important to me than the risk in choosing an investment which may suffer a short-term loss.